“meet a worker’s long-term retirement savings needs, rather than just...
“Meet a worker’s long-term retirement savings needs, rather than just preserving capital.” This is the heart of QDIA. At the risk of repeating myself, the majority of employers we meet with default...
View Article401k Compliance Questionaire-59a, 59b, 59 c
http://www.lanepowell.com/9600/irs-announces-401k-compliance-check-questionnaire-project/ http://www.irs.gov/retirement/article/0,,id=223440,00.html 4o1k Compliance questionnaire-It is 46 pages and is...
View Article“Face Reality” Peter Drucker
“A time of turbulence is also one of great opportunity for those who can understand, accept, and exploit the new realities” Peter Drucker The supreme court changed the reality of the 401 (k) landscape...
View Article401k Best Route to Transocean Ltd
Anyone that lives on or routinely travels to the gulf will appreciate the difference between a fiduciary and someone that is selling stock in a company. Transocean is held to a different standard as a...
View ArticleDisclosure – Build Credibility with Your Clients
The mainstream media is ranting on about the new 401k Fee disclosure rules. ”Finally, we are saved!” Without a doubt, the majority of plan sponsors have no idea what they are paying in fees, so the...
View ArticleEligible Automatic Contribution Arrangements (EACA)
The PPA allows plan sponsors state preemption for automatically enrolling employees without written consent just by maintaining an “ERISA” qualified plan and providing notice to employees. There are...
View ArticleSafe Harbor Plan Option allowed by the PPA-Part Two
Safe Harbor Plan Option allowed by the PPA The PPA waives the nondiscrimination testing requirements for plan sponsor who have a Qualified Automatic Contribution Arrangement (QACA). These are often...
View ArticleImportant 2010 Year-End Notices For Qualified Retirement Plan Sponsors
When meeting with clients and prospects a “reminder” of year-end task is perfect entree into conversation about 401k Safe. Our clients no longer have to deal it....
View ArticleNew Participant Disclosure Requirements
New Participant Disclosure Requirements A new set of participant disclosure requirements will take effect for most 401(k) and 403(b) plans later this year (Participant Disclosure Regulation). The...
View Article
